Why an SBA 504 Loan?

The SBA 504 loan program allows you to offer your small business clients loans at Fortune 500 interest rates and terms. This powerful financing tool is the most effective way to help your clients grow and offers many advantages over conventional financing.

Low Down Payment
504 loans require between 10% and 20% down. Small businesses receive up to 90% financing allowing them to preserve working capital for business expansion.

Low Fixed Rate
504 loans utilize fixed rates that are usually 1% to 2% less than conventional financing. No calls, no balloons.

Low Monthly Payments
Small businesses pay low monthly loan payments by utilizing 15- to 30-year amortization schedules from a first mortgage lender.

How is an SBA 504 Project Structured? 
Mountain West Small Business Finance provides up to 40% of the total project cost with an affordable, fully amortized fixed-rate loan. Participating lenders normally finance 50% of the cost. The borrower will typically contribute as little as 10% of the total project cost.