Why an SBA 504 Loan?

The SBA 504 loan program allows small businesses to get loans at Fortune 500 interest rates and terms. This powerful financing tool is the most effective way to help your business grow offering many advantages. 

Low Down Payment
504 loans require between 10% and 20% down. Small businesses receive up to 90% financing allowing them to preserve working capital for business expansion.

Low Fixed Rate
504 loans utilize fixed rates that are usually one to two percent less than conventional financing. No calls, no balloons.

Low Monthly Payments
Small businesses pay low monthly loan payments by utilizing 15- to 30-year amortization schedules from a first mortgage lender.

Savings on Bank Rates
Due to the favorable financing structure, your participating bank interest rate is often lower than conventional rates.

How is an SBA 504 Project Structured? 
Mountain West Small Business Finance provides up to 40% of the total project cost with an affordable, fully amortized fixed-rate loan. The participating lender normally finances 50% of the cost. You, the borrower, typically contribute 10% of the total project cost.